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The Globe and Mail's Smart Money section is dedicated to giving you what you need to manage your personal finances successfully. Smart Money appears every Saturday in The Globe and Mail and on globeinvestor.com.

Retired investor a big fan of trusts, small caps


This week, TONY MARTIN profiles an avid squash player who commits both time and effort to looking into the quality of companies

An avid golf player, Fred Campbell is an even more committed squash fan, playing four or five times a week. As he jokes, ''I say if they don't hit the ball to me, it's my point.''

BEST BUYS

A weekly scorecard of some of the lowest and highest rates and yields across Canada. The survey of mortgages, GICs and car loans - taken from a sample of companies by Cannex Financial Exchanges - covers posted rates only, so consumers may be able to haggle for a better deal at some financial institutions.

Who can you trust on trusts?


ROB CARRICK provides a few sources to turn to for advice

A struggling income trust is double trouble for investors who own it.How do you avoid this cruel investing lesson? One way is to seek out the wisdom of the few investing newsletters and websites that offer advice and data to help you choose the best trusts.

Fund your kid's schooling -- with loan from your business

School is about to begin. My son, Winston, and daughter, Sarah, will be in grade one and junior kindergarten, respectively.This week I was reminiscing about my own grade school days as I found one of my old report cards. Language arts and music were not my strong subjects in grade two.

Finally, a way to short the bubble

Playing the U.S. housing market may no longer require actually buying a home.In the next few months, investors will be able to buy or sell shares whose value is based on indexes of home prices in various parts of the United States.

Stars & Dogs


A selection of this week's winners and losers

STARGabriel Resources (GBU-TSX)$1.70, up 40 centsIt's like being been invited to hang out with the cool kids -- suddenly you're all popular, and your fascination with Dracula memorabilia won't automatically result in wedgies. Gabriel is going to party with new partner Newmont Mining Corp. now, adding instant credibility to its Romanian mining project.

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