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The Globe and Mail's Smart Money section is dedicated to giving you what you need to manage your personal finances successfully and appears every Saturday in The Globe and Mail and on globeinvestor.com

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December 31, 2005

STARS & DOGS/THE YEAR'S LOSERS

THE BIGGEST DOG GENERAL MOTORS There's little left in auto maker's tankAfter a year of bad news, job cuts and junk status can anything save GM? OMAR EL AKKAD reports

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December 24, 2005

Maximizing RRSPs is the key to this couple's cozy retirement

Pair will see cash crunch unless they focus on investment -- not debt reduction, ANDREW ALLENTUCK writes

View all December 24 articles

December 17, 2005

Beware the stealth income trusts

They have become imbedded in many investment vehicles, ROB CARRICK writes

View all December 17 articles

December 10, 2005

Tread carefully with red-hot Japan

Jumping on this bandwagon now is a risky manoeuvre because of how far the Japanese market has come, ROB CARRICK writes

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December 3, 2005

All it took was a tax credit to get preferreds' party rolling

What conservative, income-seeking investors may not have realized yet is that these issues are a better bet than they were, ROB CARRICK writes

View all December 3 articles

November 26, 2005

Trusts versus dividends

Income trusts have had the upper hand, but stock dividends have come on strong thanks to Ottawa, ROB CARRICK writes

View all November 26 articles

November 19, 2005

Dregs to gems: It may be time to snap up these '05 laggards

The past year hasn't been kind to these mutual funds, which means you've got an ideal price entry point, ROB CARRICK writes

View all November 19 articles

November 12, 2005

Options trader has conservative view

Retired executive plays markets with energy, discipline, TONY MARTIN finds

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November 5, 2005

Bricks and mortar weighing couple down

Property investment they can't afford leaves pair at risk from rate hikes

View all November 5 articles

October 29, 2005

A long-term horizon is key to investing in China

Past few years show you will need to be patient to get decent results, ROB CARRICK writes

View all October 29 articles

October 22, 2005

How to navigate a world of trouble

Risky assets can be found in almost every portfolio, DALE JACKSON writes. Geopolitical uncertainty is a fact of life

View all October 22 articles

October 15, 2005

Short career in Canada causes concern for couple

They've been in their employer's pension plan for just 15 years, but there's much they can do to hit retirement goals

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October 8, 2005

In October, caution is the operative word

ROB CARRICK talks to three strategists and gets three subtly different takes on how to protect yourself from market hobgoblins

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October 1, 2005

How to pick a trust that will survive the tax man

The key, ROB CARRICK writes, is rising distributions over the long term. Not only are they good for your portfolio, but they will allow the fund to more easily absorb any grief Ottawa brings

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September 24, 2005

The gold gambit: Long term or short?

Bullion is on the march again, writes ROB CARRICK, and now could be the time to invest in the precious metal

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September 17, 2005

The fateful fall awaits stock markets

September and October are especially worth watching this year because equities are still cooking. But as bull cycles go, this one's starting to look well done. ROB CARRICK talks to four analysts

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September 10, 2005

Always evolving BMO wins again

In his annual survey, ROB CARRICK assessed 12 brokers using revamped criteria, and handed InvestorLine first place once more

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September 3, 2005

Saskatchewan couple have solid retirement plan

In Saskatchewan, a couple we'll call Greg and Nicole are raising three small children and trying to plan for the time when the kids will have left home and become financially independent.

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August 27, 2005

Avid sailor keeps busy charting his own portfolio

A profile of an investor who does in-depth share analysis through a website to play price expectations.

View all August 27 articles

August 20, 2005

Hedging: Ease pain of an energy slide

The classic definition of a hedge is an investment that offsets the risk in another security, ROB CARRICK writes

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August 13, 2005

Look before you leap out of your big global funds

One reason not to be tempted by hot small rivals is they may soon expend their Warholian 15 minutes of fame, ROB CARRICK writes

View all August 13 articles

August 6, 2005

The risky world of options trading

Tony Martin profiles an investor who knows the value of research and a plan

View all August 6 articles

July 30, 2005

Couple have a leg up on retirement

Sam and Agatha still have time to fix some weak investment choices

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July 23, 2005

Alternative thinking: How to find it on the Web

In complex times like these, the smart investor considers all points of view, not just those of the mainstream, ROB CARRICK writes

View all July 23 articles

July 16, 2005

Trust sector yields a few bargains

Beaten-down trusts are risky in general, but some can provide high income and rebound potential. ROB CARRICK takes a look at five to consider

View all July 16 articles

July 9, 2005

Trouble ahead? Depends who you ask

Our pundits have different takes on what lies ahead for the markets, CAROLYN LEITCH finds

View all July 9 articles

July 2, 2005

Go Canada: A top RRSP choice

ROB CARRICK gives three reasons why investing at home is the right thing to do right now

View all July 2 articles

June 25, 2005

Manitoba couple builds strong foundation

Mary and Jack always spend a lot less than they make

View all June 25 articles

June 18, 2005

Couple find they can't have it all

Retirement at 60 and careful planning key to mid-career pair's ambitious goals

View all June 18 articles

June 11, 2005

Seek guidance before passing through trust minefield

This market is growing in complexity, ROB CARRICK writes. Mistakes can be made, so a smart fund manager can be a real help

View all June 11 articles

June 4, 2005

Passive or aggressive? Getting the best of both

Indexers and active managers each claim to be the one true path, ROB CARRICK writes. Maybe it's time to call a truce

View all June 4 articles

May 28, 2005

Investing after the oil rush

Looking to benefit from the boom in energy? What's best for you depends on what your goals are, ROB CARRICK writes

View all May 28 articles

May 21, 2005

Put stock in trusts, or trust in stocks?

Looking to benefit from the boom in energy? What's best for you depends on what your goals are, ROB CARRICK writes

View all May 21 articles

May 14 2005

What price a piece of advice?

ROB CARRICK asked an expert to assess fees for three investment options, plus the old, reliable DIY method

View all May 14 articles

May 7 2005

B.C. couple juggle daughter's future with their own

They want to make the right plans for Emily's education and their retirement

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April 30 2005

Some points to consider after filing your return

There are a number of things to keep in mind for next year, TIM CESTNICK writes

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April 23 2005

Closed-end funds: Outside the mainstream

Dare to be different -- check out a closed-end fund today. Closed-end funds are the not-ready-for-prime-time cousin of the mutual fund. There's not much information available for researching them, plus they're idiosyncratic and demand some finesse from an investor. You also need a brokerage account to buy them because they trade like stocks.

View all April 23 articles

April 16 2005

Changes that help, changes that hurts

Tax expert TIM CESTNICK lists the key tax changes that took place for 2004. Some changes will help you when filing your 2004 tax return, but some will hurt. One thing's for sure: These are changes you shouldn't ignore.

View all April 16 articles

April 9 2005

Have a chat on-line about your stocks

If you think bank stocks are a buy right now or that General Motors shares are a value investor's dream, then you really need to talk to someone. On-line investing forums are the perfect medium for this sort of conversation. Sign in and you're immediately connected with people who can help you avoid both mistakes and missed opportunities.

View all April 9 articles

April 2 2005

The trust dilemma: Is it time to buy?

The second annual spring correction in the income trust sector is under way, but the price markdowns are nothing to get excited about unless you're open to some contrarian thinking.

View all April 2 articles

March 26 2005

Not too late to jump into resource sector

If you're smart and can abide setbacks, it remains attractive, ROB CARRICK writes. But making sense of the outlook isn't easy amid the hype and uncertainty

View all March 26 articles

March 19 2005

Planet, portfolio can win with green power

Other similar exchange-traded funds on the market have much higher performance, ROB CARRICK finds

View all March 19 articles

March 12 2005

There are better ETFs than the snappy i60

Other similar exchange-traded funds on the market have much higher performance, ROB CARRICK finds

View all March 12 articles

March 5 2005

Safe havens for widows and orphans

Almost 2,000 people participated in our second annual Globe and Mail investor sentiment poll; the majority of them were experienced do-it-yourselfers.

View all March 5 articles

February 26 2005

Confidence with a dash of anxiety

Almost 2,000 people participated in our second annual Globe and Mail investor sentiment poll; the majority of them were experienced do-it-yourselfers.

View all February 26 articles

February 19 2005

Savvy saving for your sunset years

Guidance on saving and investing depends on when you plan to retire, but financial planners offer different strategies on how to manage your assets

View all February 19 articles

February 12 2005

The 'youngest retiree' tells how to punch out of the workplace

Derek Foster, not yet 35, has retired -- and he doesn't even own an RRSP, JOHN HEINZL writes

View all February 12 articles

February 5 2005

Revenge for the small-portfolio investor

On-line brokers offer a home for RRSP investors who have yet to save substantial assets in their plans, ROB CARRICK writes

View all February 5 articles

January 29, 2005

It's never too late to plan for retirement

About this time next year, Diane Rogowski will be moving out of her rental apartment and into her own two-storey condominium with a view of Lake Ontario. And with that first real estate transaction, Ms. Rogowski hopes she is well on her way to becoming financially secure -- perhaps even well off.

View all January 29 articles

January 22, 2005

Global returns decidedly flat Earth

Investors who had visions of conquering the world have been disappointed, ROB CARRICK writes. A Smart Money analysis finds 11 of 20 funds lost money in the past five years

View all January 22 articles

January 15, 2005

Diagnose and repair your clunker stocks for free on-line

Uh oh, the ''check engine'' light's gone on in your stock portfolio. One of your stocks is malfunctioning and you've got to diagnose the problem in much the same way as a mechanic does when that incredibly annoying ''check engine'' light on your car flashes red.

View all January 15 articles

January 8, 2005

Dogs can be investors' best friend

It looks like 2005 could shape up as the year of the dividend. Major investment dealers say in forecast after forecast that investors should look to dividend stocks this year as a way of playing defence in what is widely expected to be a soft year for stocks. Strategists like the classic safe sectors such as utilities, telecom, financials and consumer staples, but maybe you'd like to take a somewhat more aggressive stance.

View all January 8 articles

January 1, 2005

U.S. market crash is in the stars

Planet alignment leads one market analyst to predict equity gloom. Other experts have more conventional approaches, ANGELA BARNES and CAROLYN LEITCH report

View all January 1 articles

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